Understanding Flood Insurance

Introduction Flood Insurance protects your house & possessions from loss by rising water from the outside. Think about a river or creek overflowing into your home… a frightening thought. Homeowner’s and other property insurance specifically exclude this peril. If you own a house in a known flood risk area (i.e., the 100-year floodplain) with a […]

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The Risks of Living in a Flood Zone

One flood can wipe out tens of thousands of dollars of your personal property and damage your home beyond repair. When you look for a home to purchase, a major consideration of whether you buy it will be its location. A home situated in a flood zone can mean higher home insurance premiums and a […]

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Protecting Your Home in a Flood Zone

Protecting your home in a flood zone is imperative. Knowing how to protect your home from flood damage is information all Australian homeowners need to know, even if your home is not located in a flood zone. Despite the common misconception, homes located in flood zones are not the only ones subject to flood damage. […]

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The Genesis Flood – A Biblical/Scientific Explanation of Its Cause

Introduction Most of us are familiar with the story of Noah’s Flood in the Bible and I suspect many think it is just a myth with no historic or scientific basis but still makes a good picture story book for little children. The concept of a flood that supposedly completely submerged the entire land surface […]

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A Flood Insurance Primer – Why Are So Few Homeowners Insured?

Flood insurance was a hot topic in the wake of Gulf Coast hurricanes Katrina and Rita. The lesson taken away from those disasters from a flood insurance perspective was generally the right one – The Congressionally-mandated flood insurance program does not work. Not nearly enough people buy flood insurance – ironically, far fewer buy mandatory […]

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